Lighter Capital

SEPTEMBER 26, 2023

Lighter Capital has more than a decade of experience helping tech startups grow successfully with non-dilutive debt financing. We’ve seen how bad debt can capsize a young startup, and we know it’s not always easy to spot. Here’s how to recognize and avoid bad debt funding deals that could leave you and your startup underwater.

Debt Financing 52

Debt Financing Finance Start-ups Equity 52

Brian DeChesare

MARCH 13, 2024

Debt financing is much more common, and the GE firm is often the first institutional investor. Most of these firms started out doing early-stage VC deals and still invest across all company stages. Most companies are already profitable, the potential returns are lower, and there’s usually a large secondary component (i.e.,

Equity 105

Equity Start-ups Marketability Banking 105

Lighter Capital

JANUARY 29, 2025

Debt financing isn't an option yet, because you dont have revenue. And on the off chance that you can pique the interest of investors at this early stage, youll give up a large chunk of equitysometimes 30 to 40 percentfor their money. Statistically, the majority of startups give up or die within four months of inception.

Start-ups 52

Start-ups Debt Financing Marketability Finance 52

Lighter Capital

DECEMBER 17, 2022

The best way to approach this is by telling a growth story about your business and to make sure you can back up that story with data and analysis drawn from your financial statements. You can derive gross revenues by building up from your most basic elements, such as units sold and pricing by channel. Try to obtain debt financing?

Start-ups 52

Start-ups Debt Financing Equity Finance 52

Lighter Capital

APRIL 17, 2024

Non-dilutive funding is startup capital that does not require founders to give up equity in their company. Without assets, pre-revenue SaaS startups can’t get bank loans; SaaS entrepreneurs may have a shot if their business is generating revenue and they put up their home or personal savings as collateral. What is non-dilutive funding?

Equity 52

Equity Finance Debt Financing Start-ups 52

Peak Business Valuation

JUNE 15, 2023

Schedule a free consultation today to get started! Benefits of SBA Financing for a Restaurant Restaurant owners can benefit from an SBA loan. An SBA loan is helpful to restaurant owners who may not be able to obtain financing through traditional lending sources. For more information, read SBA Financing for a Restaurant.

Business Valuation 52

Business Valuation Finance Start-ups Debt Financing 52

Cooley M&A

MAY 21, 2021

April 30, 2021) is 125 pages long, but she helpfully digests the holding in a single sentence on page 3: “ Chalking up a victory for deal certainty , this post-trial decision resolves all issues in favor of seller and orders the buyers to close on the purchase agreement.”

Debt Financing 40

Debt Financing Finance Equity Private Equity Firm 40

Lighter Capital

AUGUST 5, 2024

As a business starts to grow, the founder who knows how to forecast cash flow can plan and expand more effectively. Your startup has a better chance of success when you look ahead at your finances, so you can decide to cut expenses or start fundraising before it’s too late. We recommend projecting cash flow up to 18 months out.

Start-ups 52

Start-ups Finance Debt Financing Marketability 52

Benzinga

NOVEMBER 22, 2023

Our goal at Freeline is to bring life-changing gene therapies to people with chronic debilitating diseases, starting with FLT201, our highly differentiated AAV gene therapy candidate for Gaucher disease," said Michael Parini, Freeline's Chief Executive Officer. Freeline shareholders to receive $6.50

Debt Financing 40

Debt Financing Finance Start-ups Marketability 40

Equidam

AUGUST 5, 2024

A note on Convertible Notes vs SAFEs The difference between Convertible Notes (also called Convertible Debt, or Convertible Loan Agreements) and SAFEs , is that Convertible Notes are a form of debt financing. You might end up raising a huge priced round to fund production at scale, if everything goes according to plan.

Equity 65

Equity Start-ups Debt Financing Finance 65

IT Valuations

MARCH 1, 2021

Your seller will need to ensure that its books, records, and contracts can stand up to a robust due diligence process. This is particularly important if the buyer is obtaining debt financing.). Click here to get started. We’ll work with you to ensure the “right fit” meets your criteria of a good buy.

Technology 40

Technology EBITDA Debt Financing Specific Risk 40

Equilest

NOVEMBER 12, 2024

Understanding the Leveraged Buyout (LBO) Process An LBO typically involves acquiring a company with a mix of debt and equity. The key feature of an LBO is leverage, where debt financing constitutes a large part of the purchase price. Start by forecasting revenues based on historical performance and industry trends.

Business Valuation 40

Business Valuation Discounted Cash Flow Private Equity Firm Comparable Company Analysis 40

Reynolds Holding

DECEMBER 18, 2023

Reform efforts in the legal profession to open up law firms’ rigid governance structure could reduce partner run risk but could also open the profession to a host of new hazards. offices and (2) every New York City-based lawyer working in M&A, capital markets, debt finance, antitrust, and white-collar defense for Dewey’s peer firms.

Private Equity Firm 45

Private Equity Firm Start-ups Debt Financing Banking 45

Brian DeChesare

JULY 5, 2023

These tables come up in online discussions/arguments about ranking the top investment banks , but people often take them too seriously. To set up the data for these claims, IB Analysts often spend hours “cutting the data” to make their bank look better. Leveraged Finance ). We’re #1 in Deal Type X or Region Y.”

Banking 52

Banking Marketability Equity Start-ups 52

Reynolds Holding

JUNE 11, 2024

households own stocks, up from 52 percent in 2016. [4] debt capital markets facilitate 75 percent of debt financing of non-financial corporations. It would quickly break down—it would start to look like rugby, and get worse from there. 3] About 58 percent of U.S. 4] Third, the U.S. Further, U.S. Supreme Court.

Marketability 45

Marketability Banking Finance Start-ups 45

Equilest

SEPTEMBER 8, 2022

Convertible debt. Convertible debt is debt financing that can be turned into equity later. Convertible debt has clear rules about what conditions need to be met to turn the debt into equity. Also, until the debt is transformed into equity, the interest can be added to the total convertible debt. . .

Business Valuation 40

Business Valuation Equity Start-ups Debt Financing 40

Cooley M&A

MAY 11, 2020

In “La La Land,” Damien Chazelle’s Oscar winning film, the audience thinks it has a formulaic Hollywood love story on its hands: boy and girl meet; boy and girl fall in love; boy and girl break up; and boy and girl get back together. The posture between the two parties to the $3.3

Finance 40

Finance Start-ups Marketability Debt Financing 40

FE International

DECEMBER 31, 2021

up to >6x (more on that later) and seen more than a few interesting valuations devised by buyers! There have been a few examples of analysis from Centurica and SitePoint , which can provide a helpful starting point for new investors. billion up to $6.8 Debt-financed investors.

Weighted Average Cost of Capital 52

Weighted Average Cost of Capital Business Valuation Precedent Transaction Analysis Start-ups 52

Reynolds Holding

JUNE 13, 2024

households own stocks, up from 52 percent in 2016. [4] debt capital markets facilitate 75 percent of debt financing of non-financial corporations. At the start of FY 2024, we paused on nearly all job postings and backfilling for departing staff. About 58 percent of U.S. 5] The U.S. Further, U.S. In Europe, the U.K.,

Technology 45

Technology Marketability Banking Start-ups 45

Reynolds Holding

MAY 16, 2024

debt capital markets facilitate 75 percent of debt financing of non-financial corporations. When I started on Wall Street 45 years ago, household penetration was less than 6 percent. [5] Separately managed accounts now represent more than $49 trillion in assets, [28] up nearly 50 percent in the last five years.

Treasury 45

Treasury Banking Marketability Finance 45

Musings on Markets

MARCH 8, 2023

Viewed in that context, dividends as just as integral to a business, as the investing and financing decisions. Thus, the notion that a company that pays dividends is viewed as a failure strikes me as odd, since just farmers seed fields in order to harvest them, we start businesses because we plan to eventually collect cash flows from them.

Dividends 102

Dividends Start-ups Corporate Finance Finance 102

Lighter Capital

SEPTEMBER 9, 2023

Without a high valuation, owners make costly sacrifices to secure VC funding — excessively diluting equity and giving up control to investors — which can turn a founder’s dream into something else entirely. You can get up to $4 million in upfront capital from Lighter Capital in a single funding round. repayment cap.

Finance 96

Finance Equity Start-ups Marketability 96

Lighter Capital

SEPTEMBER 9, 2023

Without a high valuation, owners make costly sacrifices to secure VC funding — excessively diluting equity and giving up control to investors — which can turn a founder’s dream into something else entirely. How does revenue-based financing work? So, whether you pay an RBF loan off early or not, your cost of capital is the same.

Finance 52

Finance Equity Start-ups Marketability 52

Musings on Markets

APRIL 20, 2021

The Biden Administration's $ 2 trillion infrastructure plan, announced with fanfare a few weeks ago, has opened up a debate about not only what comprises infrastructure, but also about how to pay for it. Not surprisingly.

Start-ups 52

Start-ups Debt Financing Finance Equity 52

Cooley M&A

JANUARY 25, 2023

The year started off with a bang, with mega-deals such as Microsoft’s pending $69 billion acquisition of Activision Blizzard, Elon Musk’s $44 billion acquisition of Twitter and Broadcom’s pending $61 billion acquisition of VMware inked in quick succession. Focus on private equity sponsor roll-ups (e.g., Distrust of divestiture offers.

Equity 52

Equity Finance Marketability Start-ups 52

Cooley M&A

JANUARY 25, 2024

The higher interest rates escalated borrowing expenses, making mega-deals (deals valued at $5 billion or more) significantly more expensive, due to their heavy reliance on debt financing, and impacted valuation multiples with higher discount rates. For example, while the $7.3

Start-ups 52

Start-ups Marketability Finance Debt Financing 52

Reynolds Holding

DECEMBER 5, 2024

The bottom line, up front, is that any time a U.S. Are you suggesting that even though the Outbound Rules are aimed at PRC-connected businesses, they will end up impacting U.S. For instance, if a San Jose electronic design automation software start-up were to issue convertible notes to a U.S. person, U.S.

Treasury 59

Treasury Technology Equity Start-ups 59

Cooley M&A

FEBRUARY 3, 2025

After a rough 2023 , tech M&A in 2024 was slow to start but ended the year strong, with deal values up 32% from 2023 , well outpacing the overall M&A markets 10% growth in 2024. Theres nothing people love more than a good comeback story. Sponsors also continued to pursue take-private transactions.

Equity 59

Equity Technology Marketability Start-ups 59